We don’t need to tell you that Individual Voluntary Arrangements (IVAs) follow a very distinct process.

That’s why we created the IVA module – to save you time in the initial stages and give you the confidence that comes from a consistent workflow-based approach.

The module is based around a number of clearly identifiable steps.


Information about a debtor’s assets and liabilities is obtained, together with income and expenditure figures. This can be used as the basis of an IVA proposal document.


A customisable ‘appropriate decision model’ guides you to the most suitable solutions.

Cash flow projection

You can even automate the collection of contributions and payment of fees and dividends using our banking module.


If the IVA is approved, the case is transferred to the main IPS system.